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Is Your Health Portfolio Balanced?

Is Your Health Portfolio Balanced?

We are all aware of the need to balance our financial portfolio so that in times of hardship or when disaster strikes -- stock market drops, pink slips, etc -- we will be affected by financial challenges as little as possible. Having a substantial bank account allows us many opportunities that people with lesser financial savvy and preparation must forego.

Perhaps you are at a “comfortable” financial level, able to pay off bills and credit cards timely, and have enough disposable income to enjoy a good quality of life. Perhaps you enjoy an “extremely high” financial level, with unending “toys”, travel when and where you want, and other opportunities for the “good life”. Either way you are able to handle sudden financial challenges and able to take advantage of financial opportunities as they come your way. Feels good, doesn’t it?

But what about your health portfolio? When faced with challenges such as a cold, flu season, children’s ear infections, etc. do you just accept them as part of life? What about when disaster strikes in the form of a serious health challenge to you or a family member. Is your health bank account equipped to fight back?

In the United States, the average age of disability (when quality of life becomes so poor that you need help for daily activities of living) is 65 years old. Modern medicine is providing miracles in keeping us alive longer -- increasing our “lifespan”. But what about the quality of our lives? If we want to continue our “healthspan” along with our “lifespan”, it is imperative to raise the level of our health bank account as well as balance our health portfolio.

If you think the cost of health care has gone through the roof now, wait until the majority of baby boomers reach the “age of disability”. Now is the time to take a serious look at your own health bank account and ask “Do I have all the energy I need each day?”, “What is my ‘cushion’ in case of serious illness?” and “Does my health portfolio need balancing?”

© Jan Barosh 2004. Permission is granted to reprint this article in print or on your web site so long as the following paragraph is included and contact information is provided to http://www.janbarosh.com

Jan Barosh’s degree is in health and physical education with post- graduate work in exercise science and psychology. She is a licensed corporate wellness coach and a certified teleclass leader and has helped adults and children be more healthy and fit for over 25 years. Her philosophy is prevention through sensible health habits with a goal of lowering health care costs for all of us. Jan has developed a unique weight management program called LifeWeight™ which is being taught in the US and licensed for distribution in the UK.

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